Terms of Service

1. Acceptance of Terms

By accessing and using Finance Academy's educational platform and services, you accept and agree to be bound by the terms and provisions of this agreement. Finance Academy is an AI-powered financial education platform that provides comprehensive courses on cryptocurrency, stock market investing, trading strategies, and financial literacy.

2. Educational Services

Finance Academy provides educational content and services including but not limited to:

• Interactive slideshow courses on financial topics
• AI-powered learning assistance and tutoring
• Cryptocurrency and blockchain education
• Stock market and investment training
• Trading strategy education
• Economics and financial literacy courses
• Personalized learning paths and progress tracking
• Certificates of completion

3. Educational Purpose and Disclaimers

• We do not provide investment advice or financial planning services
• We do not recommend specific investments or trading strategies
• We do not guarantee any financial outcomes or returns
• All investment decisions are solely your responsibility
• Past performance does not guarantee future results
• Cryptocurrency and stock investments carry significant risk
• You should consult with qualified financial advisors before making investment decisions

4. User Accounts and Responsibilities

When creating an account with Finance Academy, you agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Use the platform for educational purposes only
• Not share your account access with others
• Respect intellectual property rights
• Follow community guidelines and respectful behavior
• Not engage in any illegal or harmful activities

5. Subscription Plans and Payments

Finance Academy offers various subscription plans with different features and content access levels:

• Free Plan: Access to basic courses and limited features
• Premium Plans: Enhanced access to advanced courses, AI features, and certificates
• All payments are processed securely through our payment partners
• Subscription fees are billed according to your chosen plan
• You may cancel your subscription at any time
• Refunds are subject to our refund policy outlined below

6. Refund Policy

We offer a satisfaction guarantee for our educational services:

• 30-day money-back guarantee for premium subscriptions
• Refunds available if you're not satisfied with the educational content
• Refund requests must be submitted within 30 days of purchase
• Free plan users are not eligible for refunds
• Refunds are processed within 5-10 business days
• Partial refunds may be available for unused subscription periods

7. Intellectual Property Rights

All content on Finance Academy is protected by intellectual property laws:

• Course materials, videos, and content are proprietary to Finance Academy
• Users may not reproduce, distribute, or sell our content
• Personal use for educational purposes is permitted
• Screenshots and sharing for educational discussion is allowed
• Commercial use of our content is strictly prohibited
• AI-generated content and responses are owned by Finance Academy

8. AI Services and Data Usage

Our AI-powered features enhance your learning experience:

• AI tutoring and assistance for personalized learning
• Automated progress tracking and recommendations
• Your learning data helps improve our AI services
• We do not share personal data with third parties without consent
• AI responses are generated for educational purposes only
• AI services may have limitations and should not replace human judgment

9. Privacy and Data Protection

We are committed to protecting your privacy and personal information. Our data practices are governed by our Privacy Policy, which details how we collect, use, and protect your information. We comply with applicable data protection laws and regulations.

10. Platform Availability and Updates

Finance Academy strives to provide reliable service:

• We aim for 99.9% uptime but cannot guarantee uninterrupted service
• Scheduled maintenance will be announced in advance
• We regularly update content and add new courses
• Platform features may be modified or discontinued
• Mobile apps and web platform may have different features

11. Limitation of Liability

Finance Academy's liability is limited as follows:

• We are not liable for any financial losses from investment decisions
• Our educational content does not guarantee any specific outcomes
• We are not responsible for third-party content or links
• Maximum liability is limited to the amount paid for services
• We are not liable for indirect or consequential damages
• Users assume full responsibility for their financial decisions

12. Prohibited Uses

The following activities are strictly prohibited:

• Using the platform for illegal activities
• Attempting to hack or compromise platform security
• Sharing copyrighted content without permission
• Creating multiple accounts to circumvent limitations
• Spamming or harassing other users
• Using automated tools to scrape content
• Misrepresenting yourself or providing false information

13. Termination

Either party may terminate this agreement at any time. Finance Academy reserves the right to suspend or terminate accounts that violate these terms. Upon termination, your access to paid content will cease, but you may retain access to any downloaded materials according to our content policy.

14. Governing Law

These terms are governed by the laws of the State of Georgia and Fulton County, Georgia. Any disputes will be resolved through binding arbitration in Fulton County, Georgia, in accordance with the rules of the American Arbitration Association.

15. Changes to Terms

Finance Academy reserves the right to modify these terms at any time. We will notify users of significant changes via email or platform notifications. Continued use of the platform after changes constitutes acceptance of the new terms.

16. Contact Information

For questions about these terms or our services, please contact us:

• Email: contact@financeacademy.ai
• Legal: legal@financeacademy.ai
• Website: https://financeacademy.ai
• Address: 2549 Piedmont Rd NE, Suite 110, Atlanta, GA 30324